Director Specialty Commercial
Overview:
Together, Silicon Valley Bank and First Citizens offer you the strength and stability of a diversified financial institution with a 125-year tradition of service and the personalized approach of a nimble financial partner.
First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts.
Headquartered in Raleigh, N.
C.
, First Citizens has built a unique legacy of strength, stability and long-term thinking that has spanned generations.
First Citizens offers an array of general banking services including a network of more than 550 branches in 23 states and commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast.
Parent company First Citizens BancShares, Inc.
(NASDAQ:
FCNCA) is a top 20 U.
S.
financial institution with more than $200 billion in assets.
A Director in the Specialty Commercial Credit Solutions Non-Profit Group is responsible for managing a portfolio of credit facilities for a wide range of client relationships in the non-profit sector.
This individual also leads the due diligence process for new financings, assists in deal structuring and partners with the business development team for the delivery and negotiation of credit solutions.
Owns the underwriting, approval and closing processes.
Responsible for proactive portfolio management (maintaining credit quality, accurate risk ratings, adherence to the banks credit policies) and helping the team achieve growth goals/profitability targets.
Primary contact for client communication.
Remains abreast of market, sector, and competitive trends.
Develops and delivers insights and points of view on loan types and credit/performance trends in sectors/sub-sectors.
Serves as an ambassador for the SVB Non-Profit Group as appropriate.
Responsibilities:
The Credit Solutions Director is accountable for all structuring, underwriting, closing and portfolio management for their teams assigned portfolio.
This includes allocation of the right resources and providing expert guidance across the business as well as direct engagement as appropriate in opportunities.
Oversees portfolio management for their assigned portfolio.
This includes allocation of resources to each borrower within the portfolio as well as to each opportunity in the pipeline, maintaining credit quality and profitability targets, direct engagement in situations as appropriate.
Actively leads efforts in structuring, underwriting, and closing of new business or in addressing borrowers within the portfolio for the right opportunities / situations.
Manages, trains and coaches Vice Presidents and Associates responsible for managing all aspects of lending/credit for client relationships.
Responsible for developing skills and expertise of others, including the development and retention of top talent for SVB, oversight and guidance, managing workload for the team, driving skills and career development for individuals, ensuring the development and retention of top talent, and delivering on scalability initiatives.
Leadership and expertise.
Leads development and delivery of insights on loan types and credit/performance trends in sectors/sub-sectors.
Engages actively with partners in Deposit Management, Wealth Management, Credit Administration, and others to ensure alignment of approach, alignment on credit appetite, operational efficiencies, and innovation of solutions.
Fosters seamless working relationships across vertical and horizontal teams.
Remains abreast of market, sector, and competitive trends, developing and delivering insights and points of view on loan types and credit / performance trends as well as opportunities to innovate on our solutions.
Qualifications:
Bachelors degree and 8 years underwriting and portfolio management experience OR a High School diploma or GED with 12 years underwriting and portfolio management experience.
Experience Preferred:
Extensive experience with credit analysis of and lending to non-profit organizations particularly private schools, charter schools and higher ed institutions.
Solid understanding of fund accounting for non-profit organizations and tax-exempt bond financing.
#SVB Recommended Skills Administration Business Development Customer Communications Management Leadership Negotiation Portfolio Management Estimated Salary: $20 to $28 per hour based on qualifications.
Together, Silicon Valley Bank and First Citizens offer you the strength and stability of a diversified financial institution with a 125-year tradition of service and the personalized approach of a nimble financial partner.
First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts.
Headquartered in Raleigh, N.
C.
, First Citizens has built a unique legacy of strength, stability and long-term thinking that has spanned generations.
First Citizens offers an array of general banking services including a network of more than 550 branches in 23 states and commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast.
Parent company First Citizens BancShares, Inc.
(NASDAQ:
FCNCA) is a top 20 U.
S.
financial institution with more than $200 billion in assets.
A Director in the Specialty Commercial Credit Solutions Non-Profit Group is responsible for managing a portfolio of credit facilities for a wide range of client relationships in the non-profit sector.
This individual also leads the due diligence process for new financings, assists in deal structuring and partners with the business development team for the delivery and negotiation of credit solutions.
Owns the underwriting, approval and closing processes.
Responsible for proactive portfolio management (maintaining credit quality, accurate risk ratings, adherence to the banks credit policies) and helping the team achieve growth goals/profitability targets.
Primary contact for client communication.
Remains abreast of market, sector, and competitive trends.
Develops and delivers insights and points of view on loan types and credit/performance trends in sectors/sub-sectors.
Serves as an ambassador for the SVB Non-Profit Group as appropriate.
Responsibilities:
The Credit Solutions Director is accountable for all structuring, underwriting, closing and portfolio management for their teams assigned portfolio.
This includes allocation of the right resources and providing expert guidance across the business as well as direct engagement as appropriate in opportunities.
Oversees portfolio management for their assigned portfolio.
This includes allocation of resources to each borrower within the portfolio as well as to each opportunity in the pipeline, maintaining credit quality and profitability targets, direct engagement in situations as appropriate.
Actively leads efforts in structuring, underwriting, and closing of new business or in addressing borrowers within the portfolio for the right opportunities / situations.
Manages, trains and coaches Vice Presidents and Associates responsible for managing all aspects of lending/credit for client relationships.
Responsible for developing skills and expertise of others, including the development and retention of top talent for SVB, oversight and guidance, managing workload for the team, driving skills and career development for individuals, ensuring the development and retention of top talent, and delivering on scalability initiatives.
Leadership and expertise.
Leads development and delivery of insights on loan types and credit/performance trends in sectors/sub-sectors.
Engages actively with partners in Deposit Management, Wealth Management, Credit Administration, and others to ensure alignment of approach, alignment on credit appetite, operational efficiencies, and innovation of solutions.
Fosters seamless working relationships across vertical and horizontal teams.
Remains abreast of market, sector, and competitive trends, developing and delivering insights and points of view on loan types and credit / performance trends as well as opportunities to innovate on our solutions.
Qualifications:
Bachelors degree and 8 years underwriting and portfolio management experience OR a High School diploma or GED with 12 years underwriting and portfolio management experience.
Experience Preferred:
Extensive experience with credit analysis of and lending to non-profit organizations particularly private schools, charter schools and higher ed institutions.
Solid understanding of fund accounting for non-profit organizations and tax-exempt bond financing.
#SVB Recommended Skills Administration Business Development Customer Communications Management Leadership Negotiation Portfolio Management Estimated Salary: $20 to $28 per hour based on qualifications.
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